What to Include in My Business Insurance Policy and What Can I Leave Out?

For many business owners, the topic of business insurance is a challenging one to wrap their business risks around. It can be difficult to know which types of insurance to purchase and what each one covers. Having an understanding of the most common types of business insurance necessary for your business can go a long way toward clarifying what you may need and what you can leave out. So what are the most common types and when should you purchase them?

Business insurance is complex, but it doesn't have to be complicated.
Mandatory Insurance

The easiest place to start is with the types of mandatory insurance you should have. These are policies that many businesses are mandated to have in place. They include:

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Commercial Insurance

  • General Coverage
  • Loss Mitigation
  • Accident Prevention

Buying commercial insurance is more than setting the amount of coverage.