| Most Common | Most Costly | ||
|---|---|---|---|
| Burglary & Theft | 20% | Reputational Harm | $50,000 |
| Water & Freezing Damage | 15% | Vehicle Accident | $45,000 |
| Wind & Hail Damage | 15% | Fire | $35,000 |
| Fire | 10% | Product Liability | $35,000 |
| Customer Slip & Fall | 10% | Customer Injury or Damage | $30,0 |